Easy to use, easy to start

Web based application

Get access to funds up to 10x* of your monthly contribution

*Maximize your benefits with up to 10x of your monthly contributions. For example, if 12 contributors make a monthly deposit of ₹1,500 each as Vrddi corpus. Every contributor gets an access to withdraw approx ₹15,000 in a given cycle.

Benefits for all contributors through parking gains

Parking gain is given to all members who do not claim Vrddi amount in a given disbursement cycle. The parking gain is a hook in the program created to promote continuous savings.

Algo-based application approval mechanism

Leverage our algo-based approval mechanism for fast and accurate application processing under 60+ categories for withdrawals for planed expenses and emergencies.

Automated fund distribution via existing payroll systems of the company

Integrate automated fund distribution directly through your company's existing payroll systems. Simplify disbursements with our seamless payroll integration.

100 % online, completely paperless process

No documents are required from employees to participate in Vrddi program. Basic details like employee ID, work profile, salary bracket may be required by the employer to determine group formation and participation in the program.

Have questions?

we’ve got answers

Vrddi utilizes a technology-driven algorithm to determine the beneficiary based on various factors. Once selected, the beneficiary receives the payout directly into their account from their company’s account.

The company HR or senior representative may write an email to us at contactus@vrddi.com to get a demo of the product or one can also book directly from the website by filling out a form and the rest will be taken care of by the Vrddi team.

Only Basic ID KYC documents are required to get started with Vrddi which can be easily managed through HR.

Vrddi can be adopted by companies of any size, from SMEs to Corporations, any organization can integrate Vrddi to address the financial wellness concerns of their employees.

As of now, Vrddi doesn’t offer a voluntary dropout option. However, if an employee decides to leave the organization, while he/she is a part of Vrddi’s ongoing group then, the payout will be adjusted accordingly in the final payment disbursed to the employee by the company.

Employees just need a smartphone to get Vrddi benefits in order to apply for funds under 60+ categories. However, employees applying for Vrddi funds under certain categories such as medical expenses, will have to submit documents to support the claim.

The number of payouts depends upon the timeframe of the group. For example - if an employee is part of a group that is of 3 months then the employee can get the payout maximum 4 times by continuously taking part in other groups of equal time frame within a year. One can also take part in multiple groups at once to multiply their savings fast.

There are 60+ unique categories to apply for funds ranging from medical expenses to tuition fees, marriage, house renovation etc.

Parking gain is given to all members of the group except the beneficiary, who will be getting the Vrddi amount for that particular month. Parking gains are an essential part of the Vrddi scheme, which promotes continuous savings.

Was this helpful? get more help...

Ask us Anything